Insights Magazine from CMSPI | Nov 2021 Edition

FEATURE ARTICLE

Insights Magazine from CMSPI

Page 8 | November 2021

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Gateway

A Short Story of a Good Customer and a Card Transaction

Processor

Network

Issuer-Owned Processor

Flow of Funds

Issuer

TOP-LINE Once a consumer clicks “Pay,” most of time, the merchant hands over control of the authorization process to its payments supply chain. The transaction may be falsely declined at multiple points, resulting in a loss of revenues and an increase in marketing/customer acquisition costs. We’ve highlighted just a few examples of challenges to a given transaction’s productivity.

Fraud Screening

Transaction Approved

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